مدیر وبلاگ : پول اینترنتی
جمعه 1 اسفند 1393
تا پیش از آغاز بحران اقتصادی در سال ۲۰۰۸ وامهای املاک با دلار آمریکا در اوکراین مقرون به صرفه بوده و نرخ بهره آن از وام با گریونا، واحد پولی این کشور پایین تر بوده است.
ناتالیا کروای، مدیر یک شرکت در سال ۲۰۰۸ یک وام مسکن با دلار دریافت کرد و در آن زمان ارزش ملکش ۹۵ هزار دلار ارزیابی شده بود. امروز با توجه به سقوط ارزش گریونا دربرابر دلار وی از بازپرداخت وام خود عاجز شده و ارزش آپارتمانش به نصف کاهش یافته است.
ناتالیا می گوید: «۷۶۰ دلار در ماه پرداخت می کنم. درآمد من با شوهرم برای بازپرداخت وام کفایت نمی کند.»
بانک مرکزی اوکراین، بانکهای خصوصی در این کشور و شعب بانکهای خارجی و انجمنهای کمک به بدهکاران برای اجرای یک برنامه قسط بندی مجدد با سیزده بانک به توافق رسیده اند.
رومان اشپک، از انجمن مستقل بانکهای اوکراین می گوید: «برای صاحبان املاک که آپارتمانهای کوچکی خریده اند بانکهای امضاکننده این توافق با بخشودگی ۵۰ درصد بدهی ها موافق هستند. برای املاک بزرگتر این بخشودگی شامل ۲۵ درصد بدهی می شود.»
از سال ۲۰۰۸ سالها نرخ برابری دلار آمریکا و گریونا حدود ۸ گریونا در ازای هر دلار بود. اما از ابتدای ماه ژانویه سال ۲۰۱۴ این نرخ به ۲۶ گریونا در ازای هر دلار افزایش یافته است.
نوع مطلب : خبرهای اقتصادی جهان،
برچسب ها : مشکل بازپرداخت وامهای دریافتی با دلار آمریکا در اوکراین، وامهای دریافتی با دلار آمریکا در اوکراین، اوکراین،
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